HSBC branded credit cards are issued in the United States by HSBC Bank Nevada N.A., a subsidiary of HSBC Finance Corporation, which is the sixth-largest issuer of MasterCard and Visa cards in the United States. HSBC Finance Corporation's parent company HSBC Holdings plc was originally founded in Hong Kong in 1865 as the Hongkong and Shanghai Banking Corporation. Today, HSBC is headquartered in London and is the third-largest banking company in the world.

HSBC Bank's credit cards are geared toward consumers and offer perks such as MasterCard's Travel Assistance Services including Master RoadAssist roadside service and MasterRental Insurance Coverage. Brand names operated under HSBC include HSBC MasterCard, GM Card, Union Plus, and Orchard Bank.