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Bad Credit and No Credit Credit Card Offers and Applications
If you have no credit history or even bad credit history but need a credit card, there are options for you. (If you are a student with no credit history, we recommend visiting our Student Credit Cards page.) You won't be able to get the best interest rates and reward programs at first, but the credit cards listed below, if used properly, will eventually help build up your credit rating so that after a year or two, you can apply for a better card.
If none of the cards below appeal to your interest, there are some other options for you — Secured Credit Cards.
- Enjoy the Prestige of Platinum with No Up Front Fees
- Reports to All 3 Credit Bureaus Monthly
- Premium Platinum Benefits Including Purchase Protection
- Free Online 24-Hour Account Access and Bill Pay
- Apply online now at the card issuer's Web site.
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 6 Months | 14.900 Variable | Bad Credit OK | $39 |
- Receive MasterCard® Privileges and Benefits
- Free Online 24-Hour Account Access and Bill Pay
- Reports to All 3 Credit Bureaus Monthly
- Free Online 24-Hour Account Access and Bill Pay
- Apply online now at the card issuer's Web site.
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 6 Months | Varies | Bad Credit OK | $49 |
- Get Your Application Results in Seconds
- Free Online Access
- Monthly Reporting to the Major Credit Bureaus
- Free Online 24-Hour Account Access and Bill Pay
- Apply online now at the card issuer's Web site.
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| No Introductory Rate Available | 19.92% Fixed | Bad Credit OK | $50 |
- The Power of an Unsecured Visa
- Cash Advance Access
- Reports to Major Credit Bureaus
- Free Online 24-Hour Account Access and Bill Pay
- Apply online now at the card issuer's Web site.
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| No introductory rate available | 19.50% Variable | Bad Credit OK | $150 |
- Rates As Low as 9.75% APR
- Monthly Reporting to the Major Credit Bureaus
- Unsecured MasterCard Accepted at Millions of Locations Worldwide
- Free Online 24-Hour Account Access and Bill Pay
- Apply online now at the card issuer's Web site.
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| No Introductory Rate Available | 9.75%* Fixed | Bad Credit OK | $25 |
- Bad Credit? Low FICO Score? No FICO Score? No Problem! Put the Power Back in Your Hands. Get a Visa® Card
- $300 Starting and $2,000 Maximum Credit Limit
- No Fee $75 Credit Limit Increases
- Free Online 24-Hour Account Access and Bill Pay
- Apply online now at the card issuer's Web site.
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| No Introductory Rate Available | 19.92% Fixed | Bad Credit OK | $48 |