Balance Transfer Credit Card Offers and Applications

If you need to transfer a balance from a high rate card to a new low rate card, then you are in need of a balance transfer card. A good balance transfer card will have not only a low regular APR, but also a low or 0 APR on balance transfers with no transfer fees.

One benefit that a balance transfer can have is that some cards often have a special 0% APR for balance transfers for the first few months. This is something to take advantage of because you can begin to make a dent into your overall debt without paying interest. Each of the cards listed below has a 0% introductory APR that applies to both purchases and balance transfers.

 
Instant Credit Card.com recommends Miles by Discover® Card as our favorite Balance Transfer credit card.
 
  • Book Any Travel, Anytime with No Blackout Dates or Restrictions
  • 1 Mile for Every $1 on All Your Other Purchases
  • Double Miles On Up to $3,000 in Travel and Restaurant Purchases Each Year
  • Unlimited Miles that Never Expire
  • Apply online now at the card issuer's Web site.
Miles by Discover® Card
Apply for Miles by Discover® Card online now
 
Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR* 10.990 Variable Great $0
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  • 5% to 20% Cashback Bonus at Top Online Retailers
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • No Annual Fee
  • Apply online now at the card issuer's Web site.
Discover® More(SM)  Card - Wildlife Collection
Apply for Discover® More(SM)  Card - Wildlife Collection
 
Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR* 10.99% Fixed Great $0
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  • 5% to 20% Cashback Bonus at Top Online Retailers
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • No Annual Fee
  • Apply online now at the card issuer's Web site.
Discover® Open Road(SM) Card
Apply for Discover® Open Road(SM) Card
 
Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR* 10.99% Variable Great $0
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  • 0% APR for 15 Months on Balance Transfers, 7.99% APR Thereafter
  • Up to 5% Cash Back on Office Supplies, Gas and More
  • 7.99% Variable APR (Based on Prime) on Purchases
  • No Annual Fee and No Limit on Earnings
  • Apply online now at Advanta's Web site.
Advanta Platinum BusinessCard with Rewards
Apply for Advanta Platinum BusinessCard with Rewards
 
Intro APR Regular APR Credit Needed Annual Fee
0% APR for 15 Months 7.99% Variable Great $0
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  • 5% to 20% Cashback Bonus at Top Online Retailers
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • No Annual Fee
  • Apply online now at the card issuer's Web site.
Discover® More(SM) Card
Apply for Discover® More(SM) Card
 
Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR* 10.99% Fixed Great $0
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Bank of America® Platinum Plus® Visa® Card
Apply for Bank of America® Platinum Plus® Visa® Card
 
Intro APR Regular APR Credit Needed Annual Fee
0% APR for 12 Billing Cycles Varies Great $0
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  • 0% Intro APR for Up To 12 Months on Purchases and Balance Transfers
  • No Annual Fee
  • The Time Period for the Introductory APR and the Balances to which It Will Apply Will Be Based on Our Review of Your Application and Credit History
  • FREE Online Account Access
  • Apply online now at Chase's Web site.
Chase Platinum Visa® Card
Apply for Chase Platinum Visa® Card
 
Intro APR Regular APR Credit Needed Annual Fee
0% APR for 12 Months 10.99% Variable Great $0
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  • 5% to 20% Cashback Bonus at Top Online Retailers
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • No Annual Fee
  • Apply online now at the card issuer's Web site.
Discover® More(SM)  Card - Clear
Apply for Discover® More(SM)  Card - Clear
 
Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR* 10.99% Fixed Great $0
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Advanta Platinum BusinessCard
Apply for Advanta Platinum BusinessCard
 
Intro APR Regular APR Credit Needed Annual Fee
0% APR for 12 Months 13.74% Variable Great $0
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  • 6% Rebates on ALL Gas Purchases at ANY Gas Station for the First 90 Days
  • 1% Rebates on ALL Other Purchases Made Anywhere Else
  • 3% Rebates on ALL Gas Purchases at ANY Gas Station after the First 90 Days
  • 0% Intro APR for Up To 6 Months
  • Apply online now at Chase's Web site.
Chase PerfectCard™ MasterCard®
Apply for Chase PerfectCard™ MasterCard®
 
Intro APR Regular APR Credit Needed Annual Fee
0% APR for 6 Months 10.99% Variable None $0
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