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Low Interest Credit Card Offers and Applications
If you plan to pay off your credit card balance in full each month, then there is no need to be looking at low interest credit cards, since the APR will not apply to your zero balance. But, if you are planning on carrying a balance on your card, it may be beneficial to find a card with a low interest rate.
All of the credit cards listed below offer a 0% APR for an introductory period (usually anywhere from six to 18 months). Note that once the introductory period is over, a regular APR will apply. All of these cards have a regular APR of lower than 12 percent.
- Book Any Travel, Anytime with No Blackout Dates or Restrictions
- 1 Mile for Every $1 on All Your Other Purchases
- Double Miles On Up to $3,000 in Travel and Restaurant Purchases Each Year
- Unlimited Miles that Never Expire
- Apply online now at the card issuer's Web site.
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% Intro APR* | 10.990 Variable | Great | $0 |
- 5% to 20% Cashback Bonus at Top Online Retailers
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
- Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
- No Annual Fee
- Apply online now at the card issuer's Web site.
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% Intro APR* | 10.99% Fixed | Great | $0 |
- 5% to 20% Cashback Bonus at Top Online Retailers
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
- Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
- No Annual Fee
- Apply online now at the card issuer's Web site.
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% Intro APR* | 10.99% Variable | Great | $0 |
- Membership Rewards Express(SM) program
- No Annual Fee
- 0% APR on Purchases for Up To 15 Months
- Low Balance Transfer APR - 4.99% Fixed APR for the Life of the Balance
- Apply online now at American Express's Web site.
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for up to 15 Months | 10.24% Variable | None | $0 |
- "Best Cash-Rebate Card" by Kiplinger\'s Personal Finance
- Earn Unlimited Cash Back
- Up To 5% Cash Back with Unlimited Cash Rewards
- 0% Intro APR for 6 Months on Purchases
- Apply online now at American Express's Web site.
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 6 Months | 10.24% Variable | None | $0 |
- 5% to 20% Cashback Bonus at Top Online Retailers
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
- Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
- No Annual Fee
- Apply online now at the card issuer's Web site.
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% Intro APR* | 10.99% Fixed | Great | $0 |
- Earn Points on Everything You Buy With the Card
- Earn 1 Point for Every Dollar You Spend
- Redeem Points to Save on Any Airline, Hotel, Rental Car or Cruise - Up to $100 Off for Every 7,500 Points
- Travel Anytime: No Blackout Dates or Restrictions
- Apply online now at American Express's Web site.
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 6 Months | 10.24% Variable | None | $0 |
- 0% Intro APR for Up To 12 Months on Purchases and Balance Transfers
- No Annual Fee
- The Time Period for the Introductory APR and the Balances to which It Will Apply Will Be Based on Our Review of Your Application and Credit History
- FREE Online Account Access
- Apply online now at Chase's Web site.
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Months | 10.99% Variable | Great | $0 |
- 5% to 20% Cashback Bonus at Top Online Retailers
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
- Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
- No Annual Fee
- Apply online now at the card issuer's Web site.
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% Intro APR* | 10.99% Fixed | Great | $0 |
- 6% Rebates on ALL Gas Purchases at ANY Gas Station for the First 90 Days
- 1% Rebates on ALL Other Purchases Made Anywhere Else
- 3% Rebates on ALL Gas Purchases at ANY Gas Station after the First 90 Days
- 0% Intro APR for Up To 6 Months
- Apply online now at Chase's Web site.
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 6 Months | 10.99% Variable | None | $0 |