Low Interest Credit Card Offers and Applications

If you plan to pay off your credit card balance in full each month, then there is no need to be looking at low interest credit cards, since the APR will not apply to your zero balance. But, if you are planning on carrying a balance on your card, it may be beneficial to find a card with a low interest rate.

All of the credit cards listed below offer a 0% APR for an introductory period (usually anywhere from six to 18 months). Note that once the introductory period is over, a regular APR will apply. All of these cards have a regular APR of lower than 12 percent.

 
Instant Credit Card.com recommends Discover® More(SM) Card - Wildlife Collection as our favorite Low Interest credit card.
 
  • 5% to 20% Cashback Bonus® at Top Online Retailers
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
  • Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
  • No Annual Fee
  • Apply online now at the card issuer's Web site.
Discover® More(SM)  Card - Wildlife Collection
Apply for Discover® More(SM)  Card - Wildlife Collection online now
 
Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR* 11.990 Variable Great $0
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  • 12,000 Bonus Miles - 1,000 Miles Each Month You Make a Purchase for the First 12 Months
  • Book Any Travel, Anytime with No Blackout Dates or Restrictions
  • Double Miles on Up to $3,000 in Travel and Restaurant Purchases Each Year
  • No Annual Fee
  • Apply online now at the card issuer's Web site.
Miles by Discover® Card
Apply for Miles by Discover® Card
 
Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR* as low as 11.99% Variable Great $0
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  • Double Cashback BonusŪ on Grocery Store Purchases in November and December
  • Up to 1% Unlimited Cashback BonusŪ on All Other Purchases Automatically
  • 5% to 20% Cashback BonusŪ at Top Online Retailers
  • No Annual Fee
  • Apply online now at the card issuer's Web site.
Discover® Open Road(SM) Card
Apply for Discover® Open Road(SM) Card
 
Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR* 11.99% Variable Great $0
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  • 5% to 20% Cashback Bonus® at Top Online Retailers
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
  • Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
  • No Annual Fee
  • Apply online now at the card issuer's Web site.
Discover® More(SM) Card
Apply for Discover® More(SM) Card
 
Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR* As low as 11.99% Variable Great $0
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  • 5% to 20% Cashback Bonus® at Top Online Retailers
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
  • Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
  • No Annual Fee
  • Apply online now at the card issuer's Web site.
Discover® More(SM)  Card - Clear
Apply for Discover® More(SM)  Card - Clear
 
Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR* as low as 11.99% Variable Great $0
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Discover® More(SM)  Card - Monogram
Apply for Discover® More(SM)  Card - Monogram
 
Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR* as low as 11.99% Variable Great $0
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  • 5% to 20% Cashback Bonus® at Top Online Retailers
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
  • Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
  • No Annual Fee
  • Apply online now at the card issuer's Web site.
Discover® More(SM)  Card - Sealife Collection
Apply for Discover® More(SM)  Card - Sealife Collection
 
Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR* as low as 11.99% Variable Great $0
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  • 5% to 20% Cashback Bonus® at Top Online Retailers
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
  • Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
  • No Annual Fee
  • Apply online now at the card issuer's Web site.
Discover® More(SM)  Card- American Flag
Apply for Discover® More(SM)  Card- American Flag
 
Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR* as low as 11.99% Variable Great $0
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  • Help Protect the Planet with the New Biodegradable Discover Card
  • 5% to 20% Cashback Bonus® at Top Online Retailers
  • Card Plastic Breaks Down 99% Within Five Years in Landfill Conditions
  • No Annual Fee
  • Apply online now at the card issuer's Web site.
Biodegradable Discover® More Card
Apply for Biodegradable Discover® More Card
 
Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR* as low as 11.99% Variable Great $0
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  • 25,000 Bonus Miles - 1,000 Miles Each Month You Make a Purchase the First 25 Months
  • Book Any Travel, Anytime with No Blackout Dates or Restrictions
  • Unlimited Double Miles on All Purchases
  • No Annual Fee
  • Apply online now at the card issuer's Web site.
Escape by Discover® Card
Apply for Escape by Discover® Card
 
Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR* as low as 11.99% Variable None $60
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