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Low Interest Credit Card Offers and Applications
If you plan to pay off your credit card balance in full each month, then there is no need to be looking at low interest credit cards, since the APR will not apply to your zero balance. But, if you are planning on carrying a balance on your card, it may be beneficial to find a card with a low interest rate.
All of the credit cards listed below offer a 0% APR for an introductory period (usually anywhere from six to 18 months). Note that once the introductory period is over, a regular APR will apply. All of these cards have a regular APR of lower than 12 percent.
- 5% to 20% Cashback Bonus® at Top Online Retailers
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- No Annual Fee
- Apply online now at the card issuer's Web site.
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% Intro APR* | 11.990 Variable | Great | $0 |
- 12,000 Bonus Miles - 1,000 Miles Each Month You Make a Purchase for the First 12 Months
- Book Any Travel, Anytime with No Blackout Dates or Restrictions
- Double Miles on Up to $3,000 in Travel and Restaurant Purchases Each Year
- No Annual Fee
- Apply online now at the card issuer's Web site.
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% Intro APR* | as low as 11.99% Variable | Great | $0 |
- Double Cashback BonusŪ on Grocery Store Purchases in November and December
- Up to 1% Unlimited Cashback BonusŪ on All Other Purchases Automatically
- 5% to 20% Cashback BonusŪ at Top Online Retailers
- No Annual Fee
- Apply online now at the card issuer's Web site.
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% Intro APR* | 11.99% Variable | Great | $0 |
- 5% to 20% Cashback Bonus® at Top Online Retailers
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- No Annual Fee
- Apply online now at the card issuer's Web site.
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% Intro APR* | As low as 11.99% Variable | Great | $0 |
- 5% to 20% Cashback Bonus® at Top Online Retailers
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- No Annual Fee
- Apply online now at the card issuer's Web site.
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% Intro APR* | as low as 11.99% Variable | Great | $0 |
- Earn More Cash in More Ways Than Anyone Else(SM)
- Up to 20% Cashback Bonus® When You Shop Online
- Unlimited Cash Rewards, Automatically
- No Annual Fee
- Apply online now at the card issuer's Web site.
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% Intro APR* | as low as 11.99% Variable | Great | $0 |
- 5% to 20% Cashback Bonus® at Top Online Retailers
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- No Annual Fee
- Apply online now at the card issuer's Web site.
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% Intro APR* | as low as 11.99% Variable | Great | $0 |
- 5% to 20% Cashback Bonus® at Top Online Retailers
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- No Annual Fee
- Apply online now at the card issuer's Web site.
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% Intro APR* | as low as 11.99% Variable | Great | $0 |
- Help Protect the Planet with the New Biodegradable Discover Card
- 5% to 20% Cashback Bonus® at Top Online Retailers
- Card Plastic Breaks Down 99% Within Five Years in Landfill Conditions
- No Annual Fee
- Apply online now at the card issuer's Web site.
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% Intro APR* | as low as 11.99% Variable | Great | $0 |
- 25,000 Bonus Miles - 1,000 Miles Each Month You Make a Purchase the First 25 Months
- Book Any Travel, Anytime with No Blackout Dates or Restrictions
- Unlimited Double Miles on All Purchases
- No Annual Fee
- Apply online now at the card issuer's Web site.
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% Intro APR* | as low as 11.99% Variable | None | $60 |