Low Interest Credit Card Offers and Applications

For those planning to carry a balance on a credit card, a low interest card can be the best choice. Some cards offer low rates for the life of the card, but beware; these cards can often come with additional charges such as annual fees and charges for ATM withdrawals. Other cards offer a low introductory rate, but after this period is over (6-18 months) the rate increases to a normal APR.

 
  • No Annual Fee
  • Earn 1 Point for Every $1 in Net Retail Purchases
  • Introductory 0% APR for Cash Advance Checks and Balance Transfers through Your First 12 Billing Cycles
  • No Annual Fee
  • Apply online now at the card issuer's Web site.
Bank of America Visa Signature® WorldPoints™ Reward
Apply for Bank of America Visa Signature® WorldPoints™ Reward
 
Intro APR Regular APR Credit Needed Annual Fee
0% APR for 12 Billing Cycles 9.99% / 15.99% Fixed Outstanding $0
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  • 5% to 20% Cashback Bonus® at Top Online Retailers
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
  • Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
  • No Annual Fee
  • Apply online now at the card issuer's Web site.
Discover® More(SM)  Card - Sealife Collection
Apply for Discover® More(SM)  Card - Sealife Collection
 
Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR* 10.99% Variable Great $0
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  • 5% to 20% Cashback Bonus® at Top Online Retailers
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
  • Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
  • No Annual Fee
  • Apply online now at the card issuer's Web site.
Discover® More(SM)  Card- American Flag
Apply for Discover® More(SM)  Card- American Flag
 
Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR* 10.99% Variable Great $0
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  • 0% Intro APR
  • No Annual Fee
  • The Time Period for the Introductory APR and the Balances to which It Will Apply Will Be Based on Our Review of Your Application and Credit History
  • No Annual Fee
  • Apply online now at Chase's Web site.
Chase Platinum MasterCard®
Apply for Chase Platinum MasterCard®
 
Intro APR Regular APR Credit Needed Annual Fee
0% APR for up to 12 Months 10.99% Variable Great $0
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  • Earn Rewards Faster with 1.25 Points for Every Net Retail Purchase Dollar
  • No Annual Fee and the Flexibility to Pay Over Time
  • 0% Intro Annual Percentage Rate (APR)* on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
  • No Annual Fee
  • Apply online now at the card issuer's Web site.
Bank of America Accelerated Rewards™ American Express® Card
Apply for Bank of America Accelerated Rewards™ American Express® Card
 
Intro APR Regular APR Credit Needed Annual Fee
0% APR for 12 Billing Cycles 9.99% Fixed None $0
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  • Earn 2 Points for Every $1 in Purchases
  • Redeem Your Points for Hotel Stays, Dining, Shopping, and Auto Rentals
  • Earn 13 Points for Every $1 Spent for Qualifying TripRewards® Hotel Stays
  • No Annual Fee
  • Apply online now at the card issuer's Web site.
Wyndham Rewards MasterCard(SM)
Apply for Wyndham Rewards MasterCard(SM)
 
Intro APR Regular APR Credit Needed Annual Fee
0% APR for 12 Billing Cycles 9.99% / 15.99% Fixed Great $0
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  • Earn 1 Point for Every Dollar Spent
  • 0% Introductory APR for Up To 12 Months on Purchases and Balance Transfers
  • Earn Airline Tickets, Hotel Stays, or Car Rentals
  • No Annual Fee
  • Apply online now at Chase's Web site.
Chase Flexible Rewards Platinum Visa®
Apply for Chase Flexible Rewards Platinum Visa®
 
Intro APR Regular APR Credit Needed Annual Fee
0% APR for up to 12 Months 10.99% Variable Great $0
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  • No Fees of Any Kind. No Annual Fee, No Late Fees, No Over-Limit Fees, No Balance Transfer Fees, No Cash Advance Fees
  • Automatic Rewards. You'll Get an American Express Branded Shopping Card Worth $25 Delivered Straight to Your Door Every Time You Spend $2,500
  • 0% Intro APR for Up to 12 Months
  • No Annual Fee
  • Apply online now at American Express's Web site.
Clear from American Express®
Apply for Clear from American Express®
 
Intro APR Regular APR Credit Needed Annual Fee
0% APR for up to 12 Months As low as 9.99% Variable None $0
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Chase Free Cash Rewards(SM) Visa® Card
Apply for Chase Free Cash Rewards(SM) Visa® Card
 
Intro APR Regular APR Credit Needed Annual Fee
0% APR for up to 12 Months 10.99% Variable Great $0
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  • Help Conservation Efforts - With Each Card Purchase, Bass Pro Shops and the National Fish and Wildlife Foundation Will Make a Contribution to Help Conservation Efforts, with a Guaranteed Yearly Contribution as High as $1.5 Million, at No Additional
  • No Annual Fee
  • 0% Introductory Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
  • No Annual Fee
  • Apply online now at the card issuer's Web site.
Bass Pro Shops® Outdoor Rewards Platinum Plus® Visa® Card
Apply for Bass Pro Shops® Outdoor Rewards Platinum Plus® Visa® Card
 
Intro APR Regular APR Credit Needed Annual Fee
0% APR for 12 Billing Cycles 9.9% / 15.99% Fixed Great $0
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Pulaski Bank Visa® Card
Apply for Pulaski Bank Visa® Card
 
Intro APR Regular APR Credit Needed Annual Fee
0% APR for 6 Months 6.50% Fixed None $35
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Pulaski Bank Gold Visa® Card
Apply for Pulaski Bank Gold Visa® Card
 
Intro APR Regular APR Credit Needed Annual Fee
0% APR for 6 Months 8.00% Fixed Good $0
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  • Earn 1 Point for Every Net Retail Purchase Dollar
  • No Annual Fee
  • Redeem Your Points for Travel with No Blackout Dates, Cash, Brand-Name Merchandise, or Dining Certificates
  • No Annual Fee
  • Apply online now at the card issuer's Web site.
Bank of America World MasterCard® with WorldPoints™
Apply for Bank of America World MasterCard® with WorldPoints™
 
Intro APR Regular APR Credit Needed Annual Fee
0% APR for 12 Billing Cycles 9.99% / 15.99% Fixed Outstanding $0
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  • No Annual Fee
  • Earn 1 Bonus Point for Every $1 in Net Retail Purchases and Redeem Your Points for Hotel Rooms, Gourmet Dinners, Travel, and More
  • 0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles
  • No Annual Fee
  • Apply online now at the card issuer's Web site.
IberiaBank Visa® Platinum Rewards Card
Apply for IberiaBank Visa® Platinum Rewards Card
 
Intro APR Regular APR Credit Needed Annual Fee
0% APR for 6 Months 5.99% Variable Great $0
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  • Earn 1 Point for Every Net Retail Purchase Dollar Spent and Redeem Your Points for Travel, Merchandise, Gift Certificates, and Cash
  • Absolute Fraud Protection Against Unauthorized Use, Online and Offline
  • Access to the MyConcierge(SM) Service, a Unique Personal Assistance Service
  • No Annual Fee
  • Apply online now at the card issuer's Web site.
BoatU.S.™ WorldPoints® Platinum Plus® Visa® Card
Apply for BoatU.S.™ WorldPoints® Platinum Plus® Visa® Card
 
Intro APR Regular APR Credit Needed Annual Fee
0% APR for 12 Billing Cycles 9.9% / 15.99% Fixed Great $0
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Discover® More(SM)  Card - Monogram
Apply for Discover® More(SM)  Card - Monogram
 
Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR* 10.99% Variable Great $0
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Brighter Planet™ Visa® Credit Card
Apply for Brighter Planet™ Visa® Credit Card
 
Intro APR Regular APR Credit Needed Annual Fee
0% APR for 12 Months 9.99% / 15.99% Fixed None $0
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  • Earn Points Redeemable for VIP Sports Experiences, Sports Merchandise, Travel, Dining and More through the ESPN Total Access Rewards Program
  • Earn 5 Points Per $1 Spent on Purchases from ESPN and 1 Point Per $1 Spent Everywhere Else
  • Get 2,500 Bonus Points with First Card Use within One Year
  • No Annual Fee
  • Apply online now at the card issuer's Web site.
ESPN Total Access Visa® Card
Apply for ESPN Total Access Visa® Card
 
Intro APR Regular APR Credit Needed Annual Fee
0% APR for 6 Months 9.49% Variable None $0
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  • Smart Choice if You Carry a Balance Long-Term
  • 0% on Purchases until December 2008 - After that, a Variable APR, Currently 8.65%
  • Pay Down Balances Faster with a Low APR
  • No Annual Fee
  • Apply online now at the card issuer's Web site.
Capital One® Platinum - Visa®
Apply for Capital One® Platinum - Visa®
 
Intro APR Regular APR Credit Needed Annual Fee
0% on Purchases until December 2008 8.65% Variable Great $39
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  • 1% Cash Back on Everything You Buy From Day One
  • 0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles
  • No limit on Cash Back; No Expiration for the Life of Your Account
  • No Annual Fee
  • Apply online now at the card issuer's Web site.
IberiaBank Visa® Gold Cash Back Rewards Card
Apply for IberiaBank Visa® Gold Cash Back Rewards Card
 
Intro APR Regular APR Credit Needed Annual Fee
0% APR for 6 Months 5.99% Variable Good $0
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