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Student Credit Card Offers and Applications
When people move away to go to college, one of the first things they do to exercise their financial independence is to end up with a student credit card. Companies usually go on campus, especially in the first few weeks of school, and entice students to end up with their credit cards.
While a credit card can be a good way to develop good credit, this is unfortunately where a lot of people end up screwing up their credit. If you do decide to apply for a student credit card, make sure that you use it responsibly and only spend what you have. Otherwise, you could get into trouble. The following credit cards are good for any student to start off with, provided he/she is able to pay off the balance in full each month.
- More Ways to Earn More Cash than Anyone Else(SM)
- Up to 20% Cashback Bonus® When You Shop Online
- Unlimited Cash Rewards, Automatically
- Double Rewards with More than 100 Cashback Bonus Partners
- Apply online now at the card issuer's Web site.
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% Interest* for 6 Months | 16.990 Fixed | None | $0 |
- More Ways to Earn More Cash than Anyone Else(SM)
- Up to 20% Cashback Bonus® When You Shop Online
- Unlimited Cash Rewards, Automatically
- Double Rewards with More than 100 Cashback Bonus Partners
- Apply online now at the card issuer's Web site.
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% Interest* for 6 Months | 16.99% Fixed | None | $0 |
- If You Have a Limited Credit History or Past Credit Problems, This Cash Rewards Card is for You
- 1% Cash Back on Purchases You Make from Day One
- 25% Annual Bonus on the Cash You Earn During the Year
- No Limit on Cash Back and Rewards Won't Expire for the Life of Your Account
- Apply online now at the card issuer's Web site.
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% on Purchases until October 2008 | 14.9% Variable | Great | $29 |
- More Ways to Earn More Cash than Anyone Else(SM)
- Up to 20% Cashback Bonus® When You Shop Online
- Unlimited Cash Rewards, Automatically
- Double Rewards with More than 100 Cashback Bonus Partners
- Apply online now at the card issuer's Web site.
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% Interest* for 6 Months | 16.99% Fixed | None | $0 |
- Earn 1.5% on Net Retail Purchases Charged to the Card
- 0% Introductory Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
- Fidelity 529 Dollars Earned Will be Transferred to Your Fidelity Managed 529 Plan Account Automatically
- With American Express Selects(SM), Enjoy Special Online Offers for Your Family from Merchants Around the World
- Apply online now at the card issuer's Web site.
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Billing Cycles | 16.99% Fixed | None | $0 |
- 5% to 20% Cashback Bonus at Top Online Retailers
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
- Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
- No Annual Fee
- Apply online now at the card issuer's Web site.
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% Interest* for 6 Months | 16.99% Variable | None | $0 |
- Receive a $25 Statement Credit after Qualifying Transactions
- No Annual Fee
- No Cosigner Required
- Online Banking Service
- Apply online now at the card issuer's Web site.
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| No Introductory Rate Available | Varies | Great | $0 |
- More Ways to Earn More Cash than Anyone Else(SM)
- Up to 20% Cashback Bonus® When You Shop Online
- Unlimited Cash Rewards, Automatically
- Double Rewards with More than 100 Cashback Bonus Partners
- Apply online now at the card issuer's Web site.
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% Interest* for 6 Months | 16.99% Fixed | Great | $0 |
- If You Have a Limited Credit History and are Starting to Establish a Credit Foundation, this Card Can Grow While Providing Great Benefits
- No Annual Fee or Balance Transfer Fees
- 0% APR on Purchases Until October 2008. After that, Variable APR, Currently 17.8%
- A Manageable Credit Line to Help Control Your Finances
- Apply online now at the card issuer's Web site.
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% on Purchases until October 2008 | 17.8% Variable | Great | $0 |
- 0% Introductory APR on All Purchases and Balance Transfers for Up To 6 Months
- Earn 15 Karma Points Just by Getting Approved for a Chase Credit Card
- No Annual Fee
- Earn More Karma Points at Facebook.com/plus1
- Apply online now at Chase's Web site.
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 6 Months | 15.24% Variable | None | $0 |